Did you know that the spending behavior of Indians has changed dramatically with the launch of the Unified Payments Interface (UPI)? Before UPI, people had to keep track of the cash they were carrying. This cash limit naturally made them think twice before making any purchase.
But times have changed. Today, nearly 80% of Indians are involved in digital transactions. Carrying cash is no longer necessary. While this makes payments quick and easy, it also brings new challenges. When spending money is as simple as tapping a screen, it’s easy to lose track of where your money is going.
So, how can you manage your finances better in this era of digital payments? Let’s explore some simple yet effective tips to help you handle your money wisely and make sure your hard-earned income is well taken care of.